Hugh Cargill Trust Committee

Agendas & Minutes

Agendas are available prior to the meetings. Minutes are available following approval.

View most recent Agendas and Minutes


Term Expiration
Bob Abraham, Co-ChairMay 31, 2024
Elisabeth Elden, Co-ChairMay 31, 2026
Katharine Berger, TreasurerMay 31, 2025
Lucy RosboroughMay 31, 2025
Hester Schnipper, ClerkMay 31, 2026


For financial assistance, please call 978-318-3100; on hearing the recorded message, dial extension 2030. You will then hear another recording. In response, please leave a message containing your name, phone number, and the best time for a committee member to contact you.

You may also contact the Hugh Cargill Trust Committee by email at Please include in your email the best phone number at which you can be reached. Also let us know the best days and times to contact you. All applications and awards are kept confidential.

Property Tax Relief

For property tax relief, please complete the application attached below. Please note, the applicant must meet all criteria outlined in the application to qualify. This program is completely separate from the Senior Means-Tested Program offered by the Assessors Office. Please submit the application via email to Shannon McAndrew at or to the following address:

Town of Concord

ATTN: Hugh Cargill Trust Committee

P.O. Box 535

Concord, MA 01742


Through the generous donations of Concord citizens and organizations, the Hugh Cargill Trust Committee's work is possible. Please donate to the following address to support our mission:

Town of Concord

ATTN: Hugh Cargill Trust Committee

P.O. Box 535

Concord, MA 01742

If you would like to make a donation specifically to one of the below mentioned funds, please be sure to note the fund name on the Memo line of the check. 

On behalf of the Hugh Cargill Trust Committee, we thank you!


The Hugh Cargill Trust was established over 200 years ago by Concordian Hugh Cargill. The committee's purpose is to provide short-term, emergency assistance to residents of the Town in times of financial need. Consisting of 5 members appointed by the Select Board, this committee assists the Board by receiving and processing applications for financial aid from Concord residents with emergency financial needs. The source of such funds is income from the Hugh Cargill Trust and from various public and private donations.

In addition to the Hugh Cargill Trust, the committee is also responsible for administering the following funds:

– Using funds donated by the Concord Municipal Light Plant, the committee assists Concordians who are struggling to pay their electric bills.

Property Tax Relief – Funds are available to help qualified Concord homeowners pay their property tax bills. 

The Silent Fund
– This fund was established in 1731 with a bequest by Concordian Peter Wright. It is currently supporting summer camperships for children and holiday gifts for deserving families with young children and also Town seniors.

Concord Cares – Originally funded with grants from Concord’s churches and schools, this fund is used to help households who are having trouble paying for heating oil.

For help from Concord Cares, contact one of the following Town Services:

  • Social Services Coordinator (978-318-3034)
  • Council on Aging (978-318-3020)
  • Veteran’s Services (978-318-3038) 
  • Concord Fire Department (978-318-3488) 
  • Concord Police Department (978-318-3400)

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