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Retirement Planning
Concord Retirement System
Employees regularly scheduled to work at least 25 hours per week are required to join the Concord Retirement System in lieu of Social Security. More details can be found in the Social Security Information section of this page.
Information on Massachusetts Public Retirement Benefits
Concord Retirement System
2250 Main Street
West Concord, MA 01742
Phone: 978-759-6058
Fax: 978-618-6778
Deferred Compensation (457) Plans
The Town offers deferred compensation (457) plans for eligible employees. These optional plans allow employees to save and invest money for retirement with tax benefits. Employees have a choice of three providers: Equitable, Mission Square Retirement (formerly ICMA-RC) and Voya. More information can be found at the following links:
To contact one of our Equitable representatives directly, please reach out to Brandon Eigenberg at (781) 237-8227 or beigenberg@precisionpw.com, or Tim Weaton at (781) 237-8232 or tweaton@precisionpw.com
Equitable - 457 Ready for Retirement
Equitable Website
Equitable - 457(b) Participant Enrollment Form
Equitable - 457(b) Salary Reduction Agreement Form
To contact our Mission Square Retirement representative directly, please reach out to Mike Savage at (888) 803-2721 or msavage@icmarc.org.
Mission Square Retirement (ICMA-RC) Enrollment Flyer
Mission Square Retirement (ICMA-RC) Website
Mission Square Retirement (ICMA-RC) Enrollment Video
Mission Square Retirement (ICMA-RC) Enrollment Form
Mission Square Deferral Change Form
To contact our Voya representative directly, please reach out to
Teri Finigan at (781) 796-9869 or finigant@fin-plans.com.
Voya New Enrollment Kit
Voya Website
Voya Enrollment/Change Form
Retiree Health Insurance
Non-Medicare Retiree Health Insurance FY25
Medicare Retiree Health Insurance FY25
Social Security Information
Statement Concerning Your Employment in a Job Not Covered by Social Security