Residential Property Tax Exemption

Current Exemption Recipients

If you filed for and received the Residential Exemption in FY2024 or FY2025, you do not need to to re-apply for FY2026 as you will be automatically enrolled in the program.

Please check your 3rd or 4th quarter tax bill, for FY2025, to verify that you received the exemption. Look in the middle section of your FY2025 3rd or 4th quarter tax bill to see if a deduction was taken off 1 or both quarters, which will indicate you received the exemption for FY2025.

REQUIREMENTS FOR NEW APPLICANTS FOR FY 2026

Eligibility

The property is occupied by the owner as a primary residence as of January 1, 2025
- Only one property owned by the same person may qualify

Application Requirements

To be considered for the exemption, the application process requires eligible applicants to complete the

Residential Exemption Application AND

to provide documents that confirm that the primary residence condition has been met. Acceptable documentation includes:

A deed on record with the Concord Assessing Department confirming ownership
A copy of the owner’s Federal or State 2024 tax return confirming residency
- ONLY the first page needs to be provided
- ONLY the Form title, the year and the name(s) and address of the taxpayer need to show
- ALL other information must be redacted or masked to protect the applicant’s privacy

Timing

The quicker eligible applicants apply, the better.

Homeowners who submit their applications by Monday, November 3, 2025 and qualify for the exemption will see the impact in their 3rd quarter tax (January) bill.
Those who miss the November deadline but apply and qualify on or before April 1, 2026 won’t see the effect until their 4th quarter (April) tax bill.
Applications received AFTER April 1, 2026 will not be processed.

How to Apply

Applications and assistance are available to all interested homeowners at the:

Assessors Office - 24 Court Lane, Concord, MA
Council on Aging - Harvey Wheeler Community Center, 1276 Main St., Concord, MA

The Residential Exemption Application is also available online.

Deadlines

November 3, 2025 - Approved exemption divided between 3rd and 4th quarter tax bill
January 1, 2026 - Approved exemption applied to 4th quarter tax bill
April 1, 2026 - Final Deadline for FY26. Applications will not be processed after April 1, 2026.

Applications due to

HAND DELIVER application to Assessors Office, 24 Court Lane

MAIL application, through the United States Postal Service, postmarked by April 1, 2026 to: Assessor's Office, 24 Court Ln., Concord, MA 01742

EMAIL application to assessing@concordma.gov by 4:30 p.m. on April 1, 2026

Questions?

Contact the Assessors Office at 978-318-3070 or assessing@concordma.gov

Want to learn more?

Find out more about the residential real property exemption requirements set out in Massachusetts General Law c.59, s.5C.

Residential Property Tax Exemption